How Malaysians can withdraw directly from Paypal

It’s been a common problem all these while for most Malaysians where we cannot withdraw money directly from Paypal. I believe the reason PayPal is keeping us out is simply because of the massive credit card fraud that happened few years back.

Here’s a way that I’ve been using for months and I’ve successfully withdraw from Paypal couple of times with the exchange rate about 3.5+. Before I start explaining, I must declare that in the process, you will need to buy a debit card and that is not FREE. However, methods and process of using the card all the way until you are touching your hot cash from ATMs are FREE; based on real life trial and error I’ve actually conducted. If you are still interested, continue reading.

The Concept

Malaysians can do most transaction in PayPal except withdrawal because there is no option that sends money directly to local bank. The solution I see here is 3rd party debit card and this is how it works.

You will register with an online bank (recognized by PayPal) and then received a debit card. Transfer money from PayPal to your online bank account and with the debit card you can withdraw the money (in local currency) at almost any local bank ATM as long as they have a Cirrus or Pulse logo on it. Now that you understand the concept lets go about applying and using your debit card.

What is VMI ATM Card

The Virtual Money ATM cards are already used by hundreds and thousands of people throughout Asia. You are able to withdraw local currency cash from any bank ATM that has a Cirrus or Pulse logo on it. Most international ATMS in Asia with a Cirrus/Master card logo will accept the Virtual Money debit card.

How to buy and How much VMI ATM Card cost?

VMI ATM card is sold for $25.00 USD each plus the shipping fee below of your choice.

$3.00 shipping via regular United States Postal service (USPS), receive in about one and a half week
$8.00 shipping via USPS Global Priority, receive in about one week
$20.00 shipping via USPS Express, receive in about 3-5 business day with tracking
$40.00 shipping via UPS Express, receive in about 3 business day with tracking

1. Application of VMI ATM Card

E-mail millie[at]mooncash[dot]com with title "Application of VMI ATM Card" to inquire more information about VMI ATM Card (just in case charges have changed)
Millie respond with more information and the requirements needed to apply VMI ATM Card
Send $25.00 USD + Shipping fee to Paypal account: moonlover[at]aol[dot]com
Send another email to millie[at]mooncash[dot]com to notify that payment has been send, include your Shipping Address in the e-mail.

2. Arrival of card and Activation

Send the following information back to millie[at]mooncash[dot]com for activation

Virtual Card number
First Name
Last Name
Birth Date
Telephone
Address
City
State
Zip
Country
Government ID number
Telephone
E-mail

Attached along a scanned copy of your MyCard.

Wait for card activation email

3. Activate VMI Bank Account

Once account is activated, follow the following steps

Go to VirtualMoneyInc.com and click on Activate Your Card.
Follow each steps until completion of activation. Do not forget your 4-Digit PIN. You will use it to withdraw from ATM later.
Login to your account and get familiar with it.

4. Transfer from PayPal to VMI Bank account

Login to PayPal -> Withdraw and click on Transfer funds to your bank account
Fill up the form carefully.
- Bank Name: Southwest Bank
- Account Type: Checking
- Routing Number: 111900756
- Account Number: (8) + (Last 9 digits of your card number)
- Re-enter Account Number: (8) + (Last 9 digits of your card number)
Transfer money from your PayPal account to VMI bank account. It may take 3-4 days for transfer to complete.

What blog tools are you using?.

5. The Withdrawing Moment

Check your VMI Bank Account 2-3 days after the transfer from PayPal. If you transfered $300 USD fom PayPal to VMI bank account, you will noticed there is a $2 USD charged (transaction free). You will end up receiving $298 USD. Also take note that you must have at least $10 USD in your account as balance.

Example: Assume you transfer $300 USD from PayPal to VMI Bank Account for the first time, you will received $298 USD after 3 days in your bank account. With $10 USD as balance remaining in your account, you are able to withdraw $288 USD. If you transfer $500 USD from PayPal to VMI the second time, you will received $498 USD and you can withdraw $498 USD.

I hope you get the picture here. The reason I’m emphasizing on this is because every transaction (Balance Enquiry, Wrong Pin entered, Withdrawal, etc) counts and you will be charged for it. Here is a run down of the charges.

Transaction Charges

Funds Deposit 2.00
ATM Withdrawal - US 1.80
ATM Withdrawal - International 5.00
ATM Balance Inquiry/Denied Inquiry - US 0.50
ATM Balance Inquiry/Denied Inquiry - International 0.50
Card to Card Transfer 2.00
Card to Bank Account Transfer 2.00
Bank Account to Card Transfer 2.00
Monthly Account Service Fee 2.70
Card to Check 4.95

How to withdraw with minimum charges

Login to your online VMI account, click View Balance in other currency and choose your local currency. This gives you an idea how much you can withdraw. Say if you have $298 in your account and with $10 as balance, you can withdraw $288 USD / RM 1010.
Hit to the nearest ATM and withdraw RM 1010 straight away. Remember: Balance enquiry online is free and whatever you do on an ATM is going to charge.
Before you run happily to the nearest ATM, try remember the steps in the following imags below. These are the actual images I took during one of my withdrawal.

Look for the Cirrus Logo

This site of the card up

4-Digit Pin. At some ATMs you might need to hit Enter manually

“Withdraw”

“Savings”

Confirm your amount, receive your cash

Don’t fear the long content I’ve put up here. It isn’t as complicated as it look. The reason I make this so long is because I won’t want to miss any small points that got you lost or stuck somewhere in the process. If you faced any problem, I’m more than happy to help. If you think this guide helps, please help spread. No one should be paying for simple knowledge like this. Happy money making online.

Updates: VMI Card is now selling at $30.00 instead of previous $25.00. If you are getting your VMI from other suppliers then that is at your own risk because I’ve not try nor going to try them.

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Comments

RT March 19th, 2007

Wow, HongKiat, you rock!
Thanks for making this available, and not to mention, your kindness of making it FOC. Thanks again.
We need more people like you in Malaysia.
Reply
menghua March 19th, 2007

Thanks for the tips. To make it more clearer, this means that the transaction fee is $5 USD for us to withdraw from ATM machines, and the card have a monthly charges of $2.7 USD?
Reply
Chris March 19th, 2007

How come the last picture got ‘tergendala’ and ‘out of service’ at the background?
Reply
pablopabla March 19th, 2007

Thanks!
Reply
Maria March 19th, 2007

Wow. Cool… thanks for making this tips free! let’s make tonnes of money!
Reply
hongkiat March 19th, 2007

menghua: you are right but so far, I haven seen any monthly charges on my account yet. Here’s the deal, if you withdraw USD50 from paypal, you probably find the charges are something quite expensive, but it’s almost nothing if you withdraw USD 500. I advice you to collect more and withdraw one shot instead of withdrawing from time to time.

Better still, if you have friends using Paypal, get them to send it to your VMI bank account, withdraw for them and get them to share your cost. That should work out a win win situation.

Chris: good observation. u know our dear local banks atms. i’m using some old machines :)
Reply
Maria March 19th, 2007

I wonder if this method is OK with Paypal? We surely don’t want our Paypal account banned… just in case. :)

Thanks for the tips - again.
Reply
LiewCF March 19th, 2007

VMI, I see… you said FOC, I tot is *another* method. Thanks for the nice guide. :)
Reply
limpeh March 19th, 2007

Thanks for all these info!!
Reply
LeeTK March 20th, 2007

Wow u are the best!!
Reply
AgnesW March 20th, 2007

Cool~~~ This gonna help lot of people… Somemore it’s FOC… :)
Reply
Vincent Chow March 20th, 2007

May I know if there’s any age requirement to apply for the debit card? Also, can the debit card used to verify my PayPal account? Thanks in advaned.
Reply
hongkiat March 20th, 2007

Maria: Nope, you will not get banned for this. If you will, Paypal will not allow us to add VMI as bank in the first place :)

Vincent: No age requirement. I’m not really sure if you can use debit card to verify Paypal. You should ask Paypal regarding this.
Reply
Sukeri March 20th, 2007

Thanks for the great sharing. still waiting for my Accent Visa card.
No good news, may be i will use this method.

Monthly fee also lower than accent.
Reply
azrin March 21st, 2007

Accent went kapoot ah.
I’m looking for acheaper alternative, but then, I already have my US acct, without depositing any money

azrin @ http;//www.azrin.net
Reply
weirdoux March 21st, 2007

this guy, menj already did that before this. you also can take a look at his blog. he also tell the same story (hongkiat more details actually).
this is the url:

http://www.menj.org/?s=vmi

(scroll down to get the full story)

me?
i just sell it to “mystery people” …no need to pay the charge, no need to pay for the card, no need to fees here… fees there…
Reply
online bisnes March 21st, 2007

Nice,
I’m also using a debitcard for paypal withdrawal.
Mostly takes 3 days to get cash in hand.
Also can clear google check.Using snail mail.My 1st google check was cleared in 2weeks plus ,and I got 99% from Google check amount in hand.
Reply
Neo March 22nd, 2007

I emailed millie [at] mooncash.com a few days ago. Until now, still no replies from them… :(
Reply
hongkiat March 22nd, 2007

Millie’s response is usually fast. The last time she took 3 days to reply my mail was because she’s on cruise for training and theres limited internet connection. give it max a week, then rewrite to her.
Reply
Keith March 23rd, 2007

That is very good information to us for do the online business, thanks a lot!
Reply
Dynn March 23rd, 2007

I got tired waiting the card replacement for accent card.Now i need to try VMI.I paypal got stuck for a few month.Thanks for this information.
Reply
Moses Francis March 24th, 2007

Good article and can see that you have taken trouble to write it,thanks.

And just a word for those that are now contacting millie [at] mooncash.com..as a personal expeience myself, she is good and will return your emails, i guess she’s just a little busy or doesn;t have internet connection at the moment.
Reply
Louiss March 24th, 2007

Hongkiat, for your information about debit card, the minimum requirement of age is 18 years old. So please take note. You are great blogger and still have a lot of thing to learn from you, maybe next gathering we will meet up? hahaha :D
Reply
hongkiat March 24th, 2007

Louis: Thanks for the info. That should answer Vincent’s doubt :)
Moses: Yes, her response is impressively fast. that’s one thing I like about their service.
Reply
Ky March 25th, 2007

I finally tested today a debit card I long had but never used in Bolehland for the longest time… after reading ur article last week.

U r my motivator man… OK…now to transfer from Paypal to Bank 1st….
Reply
ngwinglam March 25th, 2007

what is the “online bank account” ? that means i have to register another bank account that isn’t come with the debit card ???
Reply
crispy March 25th, 2007

Hi Hong Kiat. Great info. Wondering if this is applicable for Clickbank too. Keep up the good work.
Reply
Fenton March 26th, 2007

Five bucks for each transactions seems to be to high, isn’t it?

Wonder why Paypal does not accept our local bank just as Singapore?
Reply
hongkiat March 26th, 2007

ngwinglam: VMI debit card comes with an online bank account (with VMI too)

crispy:I’m not really sure about clickbank thou

Fenton: Its not really high if you transfer in larger amount. If I’m not mistaken, it was massive credit card fraudulent few years ago that cause paypal to withdraw from malaysia.
Reply
red March 26th, 2007

thanks hongkiat! that’s a very detailed guide.
Reply
Chris March 26th, 2007

Whoa! Very informative and detailed step-by-step guide. Thanks for sharing. Big applause.
Reply
Nicole March 28th, 2007

0h.. thanks alot this is really helpful info. I just went PB to sign up Debit Card. Wah.. USD300… so far I havnt reached there yet la… so slowly lor.
Reply
Nicole March 28th, 2007

hi thnks for the info. Anyway just sign up for PB debit card. Your way.. is good oso.. but maybe later on. No so much USD inside.. oso..
Reply
AJ March 28th, 2007

Thanks for the tips. I’ve applied last week from their site but havnt got their feedback since then. I have just sent another mail, hoping things will work out!
Reply
spidercrown March 29th, 2007

Hi Hong Kiat,
Great info from you. Just here to clarify some doubt:
If let say i withdraw USD500, Transaction charge is USD5, So i get balance USD495? And by converting to ringgit, what rate does the ATM/bank use? Are they using buying rate (3.3870)? so i get 495×3.3870 = 1676.565.

Is the above convertion correct?
Reply
delang March 30th, 2007

im curious. i think u forgot about verification process

can i verify with this card or i need another card to verify?

btw, thnks for the tips
Reply
hongkiat March 30th, 2007

delang: In “2. Arrival of card and Activation”, the information you are sending over are used as verification as well as activation of the card
Reply
Neo April 4th, 2007

I read people mentioned PB debit card… what’s this actually; Public Bank debit card? Is it similar to the VMI card… and can be used to transfer Paypal money?

Thanks.
Reply
sensitro9 April 7th, 2007

to apply for the card, do i must have an account in Paypal first to send money to millie[at]mooncash[dot]com OR are there any other methods?

Curious.Hope to hear from u soon. TQ
Reply
hongkiat April 8th, 2007

sensitro9: you don’t need a paypal account to apply VMI. But I’m revealing a method you can withdraw money from paypal account with VMI here.
Reply
nhudinhquocphuong April 18th, 2007

Is VMI stiil can used to withdraw ? I hear some said it is banned by paypal ? I am confused now T_T
Reply
Louiss April 18th, 2007

Hi neo, just wondering around and see your comment. The PB bank debit card is just for verification of paypal acc only. Can’t withdraw money! :(
Reply
nemesis April 19th, 2007

im curious. i think u forgot about paypal verification process, can VMI receive 2 mini deposit of paypal when I confirm the bank(VMI) ?
Hope to hear from u soon
Reply
Sathiya April 26th, 2007

Wow…
Really superb. The fact that you shared this info at no cost makes it even better.
I personally know someone who wrote a e-book on this same topic and was selling it at USD20. But what you are doing is really great. Keep up the great work man…hope to work with you in the future.
Thanks again.
Reply
My Yakkity Yak April 28th, 2007

Hey, thanks for sharing this. I hope you don’t mind that I link back to this post.
Reply
khaikhee April 28th, 2007

hi, really kind of u to share this. it’s great. by the way, can we use local banks debit card instead of VMI?
Reply
Sonche May 1st, 2007

Hello,

Thanks for the info. You are really a kind person. Others would charge for this kinf of info.
Reply
azrin May 1st, 2007

If you don’t want to spend US$25, and prefer the Check Book and Visa Debit card…then go for the E-Trade Acct.

Details on my site..and it’s free (I had to pay for it initially for the info).

Save you the hassle,and they send all those cards(it’s a VISA PLATINUM),pin thru FEDEX and the Checkbook thru DHL.You can change the pin number to yr choice.

Good luck.

PS: the site to fish for is : http://www.azrin.net/?s=paypal&reference=HongKiat#Etrade
Reply
Azure May 12th, 2007

Wow.. this is simply awesome. Thanks so much Hong Kiat, for the step-by-step process explaining how to withdraw money from Paypal. I have been wondering how to do this for a long time, and other advise on the internet costs money. Thanks again!
Reply
anthraxxxx May 13th, 2007

I heard PayPal freeze accounts temporarily that uses VMI card because they want you to fax over your ID card, Utility bills and so on right?
Reply
flsam May 14th, 2007

Nice post on Paypal that we can withdraw money in Malaysia now with VMI Debit Card. Before I read this post, no one have a clue about it and only said that we have to open an account in Singapore. What about using the local Master Debit Card issued by Public Bank? Will it be the same as VMI Debit card.
Reply
CY May 14th, 2007

Is there any solution that apply the card without using Paypal?Coz i haven’t verify my paypal with credit card(i don’t have credit card)..The VMI card can be use to verify the Paypal?
Reply
Matt Ng May 15th, 2007

Hi Hong Kiat,

My name is Matt and I’m the author of the free step by step ebook on “How To Withdraw PayPal Money in Malaysia” and “How to open a US Bank Account in Malaysia”

Just dropping by to say that you have done a wonderful job by providing free solution for Malaysians to PayPal problem. Kudos to you.

I hope to meet up with you sometime to chat and share ideas. Once again, great job!

To everyone’s success

Matt Ng
Internet Marketer
Reply
hongkiat May 15th, 2007

Matt: Well, as long as you drink. I don’t see why not :-)
Reply
KennyP May 15th, 2007

Hello Hong Kiat,

Great post!

Last time I bought many ebooks that tell me how to withdraw PayPal, but none of them is as details and easy as yours, I’m regretted now :(

In the list of transaction charges, I saw one of them is “Card to Bank Account Transfer 2.00″, can we withdraw the money to any Malaysian local bank?

Thanks

KennyP
Reply
azrin May 15th, 2007

Paypal still needs you to VERIFY YOUR CARD. VMI CARD IS NOT A DEBIT CARD. It’s just a maestro ATM CARD. Use your BSN CARD to verify (alot of hassle)…otherwise, a few others can. Problem is… the PBE,AM NEXTG cards are also having problem. I did state that on my site!

Be careful!
Reply
huei May 18th, 2007

how come when I click on Withdraw, then on “Transfer to Bank Account”, it will redirct me to the add bank in US page? I can’t pick a bank account.
Reply
huei May 18th, 2007

Sorry stupid question x(
Reply
she_ra May 21st, 2007

hie. kinda silly Q — i have just signed for paypal. but whats 16 digits paypal ID. how do i find it. tq.
Reply
Speed May 22nd, 2007

You really provide a details how to withdraw money with paypal and clickbank which many malaysian are suffer on this problem. You have counter it! Great!
Reply
SoleP May 23rd, 2007

There are many VM Card distributors out there that will ship immediately. Email if you want a card asap
Reply
AMW May 23rd, 2007

You can get the VM card on ebay for $4.99 and it will ship anywhere in the world. This card is amazing I just ordered it a month ago off ebay and it works like a charm with my paypal account. Go to ebay and type in item Number 200112146362. It was shipped immediately. Good Luck.
Reply
nono May 23rd, 2007

I’ve add my card into PAYPAL, and also transfer my money from PAYPAL into my
VMI ATM Card today, and now still under pending..

But the problem is this currently BANK A/C can’t be verify ..
What happened?
PAYAPL did not send that two small amount to my BANK A/C :(

WHAT SHOULD I DO FOR NEXT?
Reply
AMW May 23rd, 2007

It sometimes takes a day or two for the small deposit to enter your bank acct. Once your paypal acct is verified then you can use VMI to withdraw paypal. Go to ebay to get your VMI Card. I just ordered another for my family member. Good Luck.
Reply
nono May 23rd, 2007

Thanks for your guided .

AMW,

I really appreciated what you told me ..

Thx..
Reply
mazher khan May 23rd, 2007

Dear friend am from india and i would like to know if any posibilties to get VMI card to india and also i would ike to know if it works in india to withdraw from paypal hope you guys will help me lots am having truble coz of paypal as i said am from india working for some us companies they are paying me with paypal and i can’t withdraw it how couldi get that card if its work for me to get paypal money to india and where i can get this thanks in advance brothers
Reply
chriiskong57 May 23rd, 2007

Hi AMW,
If we buy from ebay item Number 200112146362 do you still need to send the following information back to the seller as what Hong Kiat has done (to millie[at]mooncash[dot]com) for activation of the card when we receive the card ?
Virtual Card number
First Name
Last Name
Birth Date
Telephone
Address
City
State
Zip
Country
Government ID number

or is the card ready for acticvation online straight away without sending back the info again to Andrew, the seller?
Reply
AMW May 24th, 2007

Yes, you have to have the information in order for the VM seller to register the card and then when you received it you activate the card at virtualmoneyinc.com. You have to activate it because you are going to give your account a pin number and you will be the only one to know it. The cards are still available on ebay. Just type in virtual money atm/debit card in the search and it will come up. good luck.
Reply
nono May 24th, 2007

I’ve received a mail from PAYPAL today..
Why my ATM card account can’t be verify at this time?

look :

Dear nono,

Hello my name is Fiona, I will be happy to assist you with your question
regarding your PayPal account.

We apologize for the delay in responding to your service request.
Your bank account is US bank or not .Only US bank account can be
cofirmed at this time .
Please notice that, your withdraw will be marked as “Completed” even if
their is something wrong with the receiving bank account. There will be
another transaction record in “History” tab to show the returned
transfer by your receiving bank.

Please notify us if you have not received the withdraw amount in your
bank account (or have it back in your PayPal account) within 15 business
days. In this case, we will request a trace to the bank for you. Bank
account statement may be required from you to assist the confirmation.

Thanks again for contacting us, and thank you for being part of the
PayPal community.

Sincerely,
Fiona
PayPal Global Services
PayPal, an eBay Company

Copyright © 1999-2007 PayPal. All rights reserved.
Consumer advisory- PayPal Pte. Ltd., the holder of PayPal’s stored value
facility, does not require the approval of the Monetary Authority of
Singapore. Users are advised to read the terms and conditions
carefully.
Reply
hongkiat May 24th, 2007

Hmmm, I heard once that PayPal hardly communicate with users via e-mail. And this email Nono receive, not only it has a typo (cofirmed), also I noticed some local ways of english writing (Your bank account is US bank or not)

:-)
Reply
nono May 24th, 2007

To: hongkiat,

Then how?

My PAYPAL transaction there show is compete already.

But PAYPAL still haven’t l deposits that 2 small amount and let me become eligible for Direct Debit!.
:(

Does your VMI a/c in PAYPAL there is comfirmed?
Reply
mei ling May 25th, 2007

PAYPAL has already blocked Southwest Bank,
all debit card will be inefficient.
Reply
Mango May 25th, 2007

what?south west bank already block?then how?i just apply the VMI card!my god..still got any other solution for withdraw direct from paypal?
Reply
Mango May 25th, 2007

if the South west bank is block by paypal,still got any other way to withdraw out the money?
Reply
Mei Ling May 25th, 2007

Dear Mango:

yes, Paypal replied me by mail said they’ve blocked Southwest Bank,
any debit card account you register in PAYPAL won’t be confirmed nowadays.
Reply
Mango May 25th, 2007

Damn! any other solution to withdraw paypal money directly?

thanks Mei Ling for you info, anyway, i will still try after i get my VMI card.is in the ship now.
Reply
AMW May 26th, 2007

I have the solution for all who have a paypal account and you can tell everyone to go this route. Go to ebay and buy a VM card for $4.99, then once you receive the card activate it and the person on ebay that sold you the card will allow you to transfer money to his paypal account and he will then load your VM card. I have done it and it works perfect. Go ebay and type in Virtual Money Debit Card and it will pop up. This is the best solution going as paypal and VM are not working properly together at this point. I will answer any other questions you may have.
Reply
colbert May 26th, 2007

guys take note an eTrade accounts. they charge USD 160 per year to maintain.
Reply
Rene June 1st, 2007

To colbert: WHAATTT??! USD160 per year? XoX
Reply
John June 2nd, 2007

Could anyone confirm Paypal has blocked Southwest Bank to withdraw money from paypal?
Or they just blocked Southwest Bank when you register in PAYPAL to get verified?
Reply
AMW June 2nd, 2007

Papypal has not blocked VM or Southwest Bank. You cannot verify your account with VM but if you have a bank account that verified your paypal account you can add VM to your account and withdraw straight to your VM account. Go to ebay and find the cheapest VM cards on the net. I already got one and it was shipped immediately. Just type in Virtual Money in the search and it will show up. Hope this helps and good luck.
Reply
manhunt June 3rd, 2007

To AMW, is it true that card is only $4.99??

To hongkiat, is it possible this card still can be use to withdraw paypal?
Reply
manhunt June 3rd, 2007

To AMW, is it true that card is only $4.99??

To hongkiat, is it possible this card still can be use to withdraw my paypal?
Reply
hongkiat June 3rd, 2007

manhunt: yeap, you are still able to do it with VMI.
Reply
AMW June 4th, 2007

Yes they are still available on ebay and yes they do withdraw paypal. Go to ebay and type virtual money card into the search and you will be set. good luck.
Reply
Joe June 4th, 2007

To AMW…i cant mesage him on Ebay..he used id - soleprovideriowa..right??do you have his email??

How long it will ship from US to malaysia you order from this man AMW?

PS: sorry to ask many Q’s .
Reply
Joe June 4th, 2007

To AMW…i cant mesage him on Ebay..he used id - soleprovideriowa..right??do you have his email?? Because i have an ebay accout too and it need me to verify by credit card to send mesaage to him..and i dont have…

How long it will ship from US to malaysia you order from this man AMW?

PS: sorry to ask many Q’s .
Reply
'Amer June 5th, 2007

Hello, If i opened an e*trade account and use it for less than 11 months, can i close it easly?
A question for e*trade holders; Is there an option in e*trade online account website that let me close it anytime i want or must call them or mail them to do so?
Reply
AMW June 5th, 2007

you can email AMW at awoodley@soleproviderusa.com
He is the best online customer service I have ever used. Good luck.
Reply
Mango June 6th, 2007

i get my VMI card last week buy from ebay, and the seller Awoodley have the service to add funds for the card by sending him money by paypal,although we can’t add funds to card directly, who have try before this adding funds service b him?is him can be trust?i worry about my money by sending someone money with you don’t know.
Reply
AMW June 6th, 2007

It is not his job to fund the card. you can use other ways to fund card. you can withdraw your own paypal to the card. good luck
Reply
johnnyfox June 6th, 2007

I bought my VMI card from their local agent, RM105 (approx. USD30). No need to worry about high postage and exchange rate. Those interested could contact Mr Chong(mykopitiam@gmail.com). I paid mine thru Maybank2u.
Reply
Mango June 6th, 2007

i though paypal has block VMI card?how can’t i add funds directly from paypal?
Reply
EW June 6th, 2007

To: HongKiat

1. I’m Indonesian, I put my real information, address, country, etc, when sign up to PayPal, but when I try to withdraw money, I cannot.

2. I think it will be useless to open VMI Bank Account if PayPal know my country is Indonesia, because Indonesia cannot withdraw money. What do you think of that?

3. If I have my #1 Paypal account (country:Indonesia), can I send money to my #2 Paypal account (country:singapore,my address is Indonesia but my country I write Singapore) And after that, from my #2 Paypal account, I withdraw money.
What do you think of that?

Thanks a lot Hongkiat.
Reply
AzlinM@n June 7th, 2007

Johnnyfox2u: the email given by you was wrong la. It should be mykopitiam118@gmail.com. How come you got it for RM105? Mine I got it at RM110 few weeks ago.
Reply
Mango June 7th, 2007

hi Azlin,since you already have the VMI card,can you using it to withdraw paypal money by using HongKeat way?
Reply
AzlinM@n June 8th, 2007

Mango, I’d problems adding the card to PayPal earlier too and my agent help me to do the correspondence with their counterpart in US. After few email ‘ding dong here and there, at last I got it solved. Now I’m able to use the card as normal as what HongKiat wrote.
Reply
Mango June 8th, 2007

hi Azlin,thanks for you reply.do you have any email or msn to contact?i need to know more about it. thanks you very much Azlin.
Reply
iCalvyn June 10th, 2007

Nice tips, this is a good knowledge for me…thank alot
Reply
FMNG June 11th, 2007

i have add bank account in paypal with my VMI card by Hongkeat way,i withdraw 100usd to my card,and the status is completed,until now already 1 week,but i still haven’t receive the my withdrawer yet..am i miss any step?
Reply
Ronald June 12th, 2007

what’s going on here? I withdraw to my vmi too last week..still haven’t receive it in my vmi account. is it still withdrawable? my last few withdraws only took 2-3 days for it to showed up on my vmi acc.
Reply
RR June 12th, 2007

Sorry to sound dumb here, but what’s my “Government ID number”?
Reply
Mango June 13th, 2007

i have try to withdraw funds to my VMI card, after a week waiting, the payment is revesed to my paypal.

“This bank account has been disabled for use on the PayPal site. Please use a different bank account.”
Reply
James June 14th, 2007

Hong Kiat, Thanks for the info. I really appreciate this. Keep up the good work. I’ll keep supporting your site by supporting your sponsors and adevrtisors. Cheers.
Reply
kahwee June 14th, 2007

hi just wonder still have any problem to withdraw paypal using this method? while what the rate now to withdraw paypal using this method? how much for me to get this card include postage to malaysia
Reply
Teh June 15th, 2007

Hi Hong Kiat,

Is this still works for Business Account in Paypal ?
Thank you.
Reply
kahwee June 17th, 2007

Routing Number: 111900756
just wonder is everyone the same or diffrent?
Reply
Simmy June 18th, 2007

Thanks for the tip hong kiat,

just about last week i tried transfering funds to my VMI account, after reading Mango’s comment i was worried that it wouldn’t get through to my VMI account, but i just checked and it got through ! I haven’t tried withdrawing it but i’m going to do so later on,

thanks again ! great job !
Reply
mango June 19th, 2007

hi Simmy,glad that you VMI card can use in paypal,where you bought this card?
is that from ebay by Andrew Woodley?
Reply
mango June 19th, 2007

sorry, Simmy, one more question, is your paypal account is verify under Malaysia account?
Reply
ptit June 21st, 2007

Last i also successfully widthdraw money from Paypal. using VMI summore…no problem at all..My paypal is verify under malaysia account.

It takes at 5 working days to process, approximately 1 week if include weekend.

Good Luck.
Reply
Choong June 23rd, 2007

Hi, is there anyone tried to open an Singapore’s account for this purpose ? I have open one last 2 weeks with HSBC singapore, and they send me a debit card last week. My plan is deposit my paypal money into my singapore account and withdraw it from the ATM in HSBC malaysia. Anyone have done this before ? It this work ?
Reply
Inkash June 27th, 2007

I am from Romania and we are facing the same problem with paypal.I only have one thing I dont understand,if im not able to add a bank account to my paypal account how will I be able to add an online bank to it?Why do I have to add this account to the paypal,I though I just need to send a payment to the virtual card and then withdraw the cash using that card.Is paypal allowing to add an online bank account even though its not possible to add a regular bank account for withdraw purpose?I hope i made myself clear,thank you for this nice blog and good luck everyone!
Reply
VMI AVAILABLE IN KL July 4th, 2007

VMI Virtual Money ATM/Debit Card available in KL, please email choong.michael88@gmail.com.
Reply
Mayor July 11th, 2007

Detail betul info kat sini, baru nampak skit cam ner nak withdraw dari paypal, anyway thanks…
Reply
epit July 12th, 2007

It’s the easiest and cheapest way to withdraw money from Paypal ?
Reply
Ree Nee July 14th, 2007

So, is Southwest Bank blocked or what??? Can we still use it to withdraw funds from paypal? I heard a lot of people saying that VMI did not send their money to their ATM? Can someone please enlighten me on this, thanks. Planning to get a VMI card soon but want to be sure first.
Reply
YT July 16th, 2007

Hi Ree Nee, i’m using tis card for months now. I’ve withdrew few times and my last withdrawal was on the 13/07. I think most of them failed because they didn’t provide real/legal name when they registered to PayPal & VM. Also, you must have your Creditcard verified by PayPal and please ensure your creditcard address exactly as the address you registered with PayPal & VM later. As you aware, Paypal operates on the most secure platform and they not going to simply allow anyone to withdraw the fund if the person name, Credit card and addresses not matching in any way. Good luck.
Reply
Ree Nee July 16th, 2007

YT, thanks, will try to get the card ASAP. Did you get it for $4.99 from SoleProvider or from VMI itself?
Reply
Rain July 22nd, 2007

Hello, thanks for the info.

Is SoleProvider trustful person?

Also why is the monthly account fee is different in place and place? I found VMI reseller that say $4.5 is monthly fee, but here you say $2.70. That’s big difference, isn’t it?

I live Mongolia (Asia), is this gonna work here?
$5 for withdrawal from ATM? that’s quite high.
But it’s the only way to withdraw money from my Paypal.

What is Government ID?
Reply
YT July 24th, 2007

Hi Ree Nee, USD4.99 just an introductory price and you won’t be able to get it anywhere in the world right now. I got mine at USD30 but I heard some promo running right now. You may want to contact vmi.mal@gmail.com directly.

Rain, I would reckon you to contact vmi.mal@gmail.com directly and they are able to provide you all the info.
Reply
dheerendra gautam July 25th, 2007

hello everybody…
I am from India…

would like to know that can I still add this bank account which is given in the blog to my paypal and use this to draw money to my VM card. I have already got verified on paypal using my credit card..
* Bank Name: Southwest Bank
* Account Type: Checking
* Routing Number: 111900756
* Account Number: (8) + (Last 9 digits of your card number)
* Re-enter Account Number: (8) + (Last 9 digits of your card number)

some guys on the blog were saying that this got blocked. So if procedure
has changed could you please tell me how to get my funds from paypal..
thanks in advance
Reply
Ree Nee July 27th, 2007

Southwest Bank is the bank VMI is under right? Can someone please clarify? Thanks!
Reply
suthan August 4th, 2007

hey ther,

i need to verify,

can i or can i not this following method to get money in to malaysia?

verify the account through nexG card..

and get the VMI card, and transfer from paypal to VMI..

is this option still open or is it closed?

regards.
Reply
Oscar August 5th, 2007

Hi, i can load funds to paypal from this card?

Thanks
Reply
foshwa August 7th, 2007

hi Ocar, you can load funds obtained from Paypal into this card.

if anybody is looking for one, kindly contact to get one from me at foshwa@yahoo.com
Reply
CKLeong August 8th, 2007

Thanks HongKiat, really good article and I’m so glad that I managed to withdraw my fund using VMI card via Maybank atm last night without problems. At last I can feel ‘real’ cash instead of looking at eCash. haha
Anyway, so sorry as I didn’t get it from Milie tho but thru vmi.mal@gmail.com as recommended by few forumers. Very nice chaps and got my parcel within 24hrs. He then guided me stepbystep and most importantly the card works for me in Malaysia.
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suthan August 8th, 2007

i got it from foshwa@yahoo.com . It seems millie dont accept paypal anymore. surprisingly, her account got limited !!

this foshwa guy also not that bad.. this foshwa is actually his sdn bhd name. his real name is ray.. i always thought it is some weird name his parents gave him.

guess there is a lot of vmi suppliers here huh?
Reply
eugene August 8th, 2007

hongkiat.com

How Malaysians can withdraw directly from Paypal

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