10 Mobile Billing Systems For E-Commerce

Either you have an online business or a physical one, in order for your business to flourish, you need to offer your customers multiple modes of payment – one of which is mobile billing or payment.

This post lists some of the best and most reliable mobile payment systems around the globe. From payment through your mobile carriers and digital wallets to contact-free payment devices, and social payment platforms, you’ll find a myriad of options. So read on to know about each service in detail.

1. Boku

boku-mobile payment-system

With a global coverage of 66 countries and servicing 240 carrier mobile network operators, BOKU is set to be another huge contender of the most extensive mobile payment systems around.

Its partnerships with major online merchants such as Facebook, Disney, EA, and Zynga (among others) offer customers a wide range of products and services for mobile billing.

Similar to other mobile payment services, BOKU’s two-step authentication process for mobile billing involves entering your mobile number and replying ‘Y’ to a message sent to you by the online merchant to confirm the transaction.

Due to its well-established background in the service, it assures customers of bank-grade protection and has reliable customer support to provide assistance where necessary.

2. Fortumo

boku-mobile payment-system

It gets better with Fortumo, where its mobile payment service is available in 73 countries and supporting more than 250 mobile operators.

Fortumo’s selling point is its ability to be incorporated into any mobile app and have the transaction made without having customers leaving the app (i.e. 1-click checkout). This means that whether you are accessing your browser on your PC or through your mobile, or that you’re in some app on your phone, you’ll be able to make instantaneous purchases without the need to sign up for an account.

3. Mobiyo

mobiyo-mobile payment-system

One of the leading payment service providers in Europe, Mobiyo is a carrier billing aggregator offering an array of features for its clients and partners alike. As a digital content merchant, it allows you to offer your customers a reliable and efficient payment method.

One of the best things about Mobiyo is that it offers its service in around 40 countries and supports more than 60 carriers. Moreover, it has a strong ROI-centric approach offering many features for merchants as well as for the customers and consumers.

4. Bango

bango-mobile payment-system

Bango is considered one of the pioneers in the field of mobile internet payments. It covers a good number of countries and regions and supports even the biggest digital merchants like Amazon, Google, and Microsoft.

Beyond its mobile payment features, Bango offers data-driven payment insights and ways to monetize this information as well as app marketing for paying customers. It also has an intuitive dashboard that provides a consistent view of real-time transactions for digital merchants.

5. Square

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Square is already a popular payment platform being used by millions of customers around the globe. The service owes this popularity to the fact that it doesn’t charge any of the monthly or annual account maintenance fees that most companies charge, apart from the flat-rate transaction fee.

Apart from conventional payment methods, Square allows you to add digital wallets like Apple Pay, Google Pay, or Masterpass to your checkout flow. You can also either choose from a pre-built payment flow or create a customized payment experience on your website/ app.

6. PayPal Here

PayPal-Here-mobile payment-system

The biggest online payment platform PayPal has ventured into face-to-face or physical payments through PayPal Here. It is a highly compact credit card reader that you can carry around anywhere and get paid directly into your online PayPal account.

PayPal Here allows you to receive payments into your account instantly with no monthly fee. The best thing about it is that you can use it without having to touch any buttons I.e., contact-free payment. The device works with PayPalHere app that offers a myriad of features for the users.

7. Google Pay

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Google Pay is an innovative payment system by the tech giant Google that provides in-store, online, and person-to-person payments. The app is supported by iOS, Android, smartwatch, and the web and offers NFC payments.

One of its best features is that it replaces conventional card numbers with virtual ones offering more security for payments. You can also manage gift cards and loyalty programs through Google Pay and (like Google’s all other products), it’s actually quite easy to use.

8. QuickBooks

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QuickBooks is a versatile mobile payment system that takes the hassle out of payment for both the business owners as well as their customers. You get a credit card reader that works with the GoPayment app and it’s really easy to set it up and start receiving payments.

The QuickBooks payment system supports all major credit and debit cards and the payments you receive get deposited in your account right next day. Also, apart from swiping and dipping your card, you can offer contactless payments to your customers.

9. PayAnyWhere

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PayAnyWhere is an all-in-one payment system that offers a whole gamut of different hardware and payment methods. You can accept payments online, in your store or on the go. You also get real-time insights and analytics through sales data and an option to track your inventory.

Depending on your business and the particular requirement of your customers, you can choose among a compact card reader, a handy point of sale scanner plus printer or a full-sized point of sale device with HD screen, printer, card reader, and barcode scanner. All you have to do is to pick a pricing option, choose the right hardware, and start receiving payments.

10. Alipay

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If you do frequent transactions with Chinese merchants or through Alibaba or AliExpress, then AliPay can be considered as the best solution. It’s a cross-border mobile payment system that provides quick and secure payment options to its users.

Some of the best features offered by Alipay are privacy protection, real-time monitoring of sales data, and reliable payment protection for upto 90 days. They also offer full reimbursement for unauthorized transactions with efficient customer service for the users.

11. Venmo

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Venmo is a peer-to-peer mobile payment app that makes it really easy for you to send, request or even spit payments among your friends. It offers a seamless flow of funds among your friends and acquaintances making it a social paying app.

Apart from funds transfer, splitting payment is by far the best feature that Venmo has to offer. You can split your groceries, utility bills, and even trip expenses. You can even send gifts in form of cash to your friends. And there’s no transactional fee for using the service.

12. WeChat Pay

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WeChat Pay is your payment gateway to reach the Chinese consumer market. It started as a messaging app but is now a fully-featured mobile payment platform with 600 million active users. Users can browse, talk about, and purchase their favorite items all in one app.

Apart from payment facilitation, WeChat Pay also offers promotional discounts and perks to its users. You can use it to pay your bills, transfer funds, online shopping, and managing investments. It’s available in more than 20 countries including Italy, Australia, Japan, and Singapore.